If you were close to the deceased, it is wise to deliver a short and solid eulogy at his or her memorial service. Speak on positive attributes of the deceased and share a funny or ...Writing a comprehensive review can be a powerful way to share your thoughts and opinions on a particular product, service, or experience. Whether you are writing for a blog, an onl...Subject. This policy describes reimbursement for Telehealth and virtual health services. For the purpose of understanding the terms in this policy, Telehealth/Telemedicine and virtual health occur when the Physician or Other Qualified Health Care Professional and the patient are not at the same site. R0046 Flag: TCH, TCHEM, TCHDP, TCHIPD G2211.Feb 27, 2024 · How to Check Your Coverage. If you want to check if your UnitedHealthcare Shared Services plan covers therapy, you can easily follow these steps: Contact UnitedHealthcare (UHC): The easiest way to get information about your eligibility for outpatient and inpatient coverage is to contact UHC directly. You can find their customer service phone ... Find Care provider search. To direct you to the right list of in-network providers, please select a plan from below. Medical Plans. Elevate. High Deductible Health Plan (HDHP) Standard Option. Elevate Plus. High Option. Dental Plans. Federal regulations require that a claim submitted by a provider must be filed on a CMS-1500 form. If you need to submit a medical claim yourself and you have an itemized bill, please attach and mail to PO Box 21542, Eagan, MN 55121. If you need assistance with completing this form, please contact GEHA at 800.821.6136. FE-WEB-0221-001 508. Object moved to here. UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.UnitedHealthcare Shared Services. P.O. Box 30783. Salt Lake City, UT 84130-0783. If you have already paid your out-of-network bill in full, mail your claim form to the address below. In addition, submit your dental, Medicare prime and all other claims (such as Medicaid and prescription claims) to GEHA at: GEHA. P.O. Box 21542. Eagan, MN 55121.Summary of Benefits. January 1, 2024 - December 31, 2024. This is a summary of what we cover and what you pay. Review the Evidence of Coverage (EOC) for a complete list of …UHC Shared Services / GEHA; UHC Surest / Bind Benefits; UHC Choice / Choice + United Health One; WellMed Medicare; We do not accept. Any insurance affiliated with Memorial Hermann; Any insurance affiliated with Kelsey Seybold; Aetna; Ambetter; Auto Insurance; Cigna Medicare (Texas Healthspring) Community Health Choice ; Harris County Gold …United Healthcare Shared Services (UHSS) GEHA – United Healthcare Shared Services (UHSS) Oscar. Harvard Pilgrim. Oxford. UHC Student Resources. UMR. All Savers (UHC) Health Plans Inc.Improve Your GEHA.com Experience. You're using a web browser we no longer support. Please try one of these options to have a better experience on GEHA.com.Benefit coverage for health services is determined by the member specific benefit plan document and applicable laws that may require coverage for a specific service. The documentation requirements outlined below are used to assess whether the member meets the clinical criteria for coverage but do not guarantee coverage of the service requested. …Vision coverage information. Upon enrolling in a GEHA medical or dental plan, you will receive a vision ID card from EyeMed and a Connection Vision brochure with a detailed overview of your Connection Vision benefits. If you are looking for claim, provider or plan information, sign in to your GEHA web account and click the My Vision Account button …Prior authorization information and forms for providers. Submit a new prior auth, get prescription requirements, or submit case updates for specialties. Health care professionals are sometimes required to determine if services are covered by UnitedHealthcare. Advance notification is often an important step in this process. EDI Payer ID 39026 UnitedHealthcare Shared Services P.O. Box 30783, Salt Lake City, UT 84130-0783. UHC Provider Services Phone: (877) 343-1887. Read more. Choice Plus dates provide well-rounded coverage for many services including: Preventive maintain (100% at network facility) Physician and specialist branch sees. Lab, X-ray and diagnostic services. Urgent care, emergency services. Inpatient hospital services. Rehabilitation and skilled nursing facility services. Mental physical services.2024 COC Benefits - Small Group Standard Plans with the $5 Mental Health cost-share. SSRIs. citalopram hydrobromide tablet. fluoxetine hcl capsule. sertraline hcl tablet. paroxetine hcl tablet. escitalopram oxalate tablet. $9150 / $18300 OOP; $9150 / $18300 OOP Network Only. $8850 / $17700 OOP; $8850 / $17700 OOP Network Only.Choice Plus dates provide well-rounded coverage for many services including: Preventive maintain (100% at network facility) Physician and specialist branch sees. Lab, X-ray and diagnostic services. Urgent care, emergency services. Inpatient hospital services. Rehabilitation and skilled nursing facility services. Mental physical services.Winter can be a beautiful season, but it also brings its fair share of challenges, especially when it comes to snow accumulation. As the snow piles up around our homes and driveway...Health care provider claim submission tools and resources. Learn how to submit a claim, submit reconsiderations, manage payments, and search remittances. Health care professionals working with UnitedHealthcare can use our digital tools to access claims, billing and payment information, forms and get live help.Your security question. Remember me on this computer? Yes, I will regularly access my account with this computer. No, this is a public or shared computer. GEHA web users will be directed to this page during the process of confirming their identity.Copies of UnitedHealthcare's Medical Policies and Medical Benefit Drug Policies can also be obtained by sending a written request to: UnitedHealthcare Policy Requests. 4 Research Drive. Shelton, CT 06484. For questions, please contact your local Network Management representative or call the Provider Services number on the back of the member’s ...UnitedHealthcare Shared Services P.O. Box 30783 Salt Lake City, UT 84130-0783 UHC Provider Services Phone: (877) 343-1887 If the patient has Medicare primary coverage, …50% with. $1,500 lifetime maximum. Calendar year maximum. Class A, B and C services only. Unlimited per person. $2,500 per person. $2,000 per person. Class B and C services out-of-network deductible is $0 for High, $25 Standard Self Only, $50 Standard Self Plus One and $75 Standard Self and Family. 1 These benefits are neither offered nor ...Christian Healthcare Ministries (CHM) is a faith-based healthcare cost-sharing ministry that provides its members with healthcare services. CHM is not an insurance company, but rat...Federal regulations require that a claim submitted by a provider must be filed on a CMS-1500 form. If you need to submit a medical claim yourself and you have an itemized bill, please attach and mail to PO Box 21542, Eagan, MN 55121. If you need assistance with completing this form, please contact GEHA at 800.821.6136. FE-WEB-0221-001 508.UnitedHealthcare Shared Services P.O. Box 30783 Salt Lake City, UT 84130-0783 UHC Provider Services Phone: (877) 343-1887 If the patient has Medicare primary coverage, mail to GEHA: GEHA FEHB Medical P.O. Box 21542 Eagan, MN 55121. UnitedHealthcare Choice Plus (all 50 states) EDI Payer ID #39026 UnitedHealthcare Shared ServicesThank you for logging in with your One Healthcare ID. We take your privacy seriously and are committed to securing your private information, and the information of all our users. Call the number on the back of your ID card if you're a member. For other user types, see our Contact us page. UMR offers flexible, third-party administration of ...When staying connected personally or professionally, AT&T offers an extensive network that will keep you talking, texting and sharing all the important things. After setting up ser...As a UnitedHealthcare company, UMR has long been a pioneer in revolutionizing self-funding. We focus on delivering customer solutions that meet their goals and strategies. This includes supporting member health and helping to interpret changes in the insurance landscape along the way. UMR meets customers and members where they are.Click the button below to access our member portal, where you'll enter your email address and password. Take me to account log in.Improve Your GEHA.com Experience. You're using a web browser we no longer support. Please try one of these options to have a better experience on GEHA.com.Call OrthoNet at (877) 304-4399. Authorization is required for out-of-network utilization. For more information, contact Provider Services at (877) 343-1887. Q Do I need to submit the Optum clinical submission form? A No, the Optum utilization review process/clinical submission form is not required, at this time, for GEHA members.Application Programming Interface (API) is a common interface that interacts between multiple applications in real-time. API solutions allow health care professionals to electronically receive detailed data on the status of claims, eligibility and benefits. Explore the benefits of API or download the overview open_in_new.EDI Payer ID 39026 UnitedHealthcare Shared Services P.O. Box 30783, Salt Lake City, UT 84130-0783. UHC Provider Services Phone: (877) 343-1887. Read more.Find an HCCC counselor that accepts Allsavers / Bind / GEHA / Oscar / United Shared Services insurance. Home Rates & Insurance. Company. Get Started About Us Counselors FAQ's Employment. Services. Counseling Intensives Groups Resources. Telehealth. Contact Us . Book Online. Allsavers / Bind / GEHA / Oscar / United Shared Services. …Nippon; Allied Benefit Systems; GEHA - United Healthcare Shared Services (UHSS); Trustmark; Trustmark Small Business Benefits; Health Scope; Christian Brothers ...When you use your QuestSelect card at eligible locations, GEHA pays outpatient laboratory testing at 100%. With QuestSelect, you pay nothing — no deductible, no copay, no coinsurance. ^. Each non-Medicare Standard member* will receive a QuestSelect card following enrollment in the medical plan. However, QuestSelect is an optional program. The Transparency in coverage Final Rule (for ease of reference, the "Rule") was published by the Department of Health and Human Services (HHS), the Department of Labor (DOL) and the Department of the Treasury (DOT) on November 12, 2020. This Rule is applicable to hospitals, health plans and insurance payers, and contains certain regulatory ... Q What specialties are covered? A DC, PT/OT/SLP, and LAC. Q How do I verify GEHA member eligibility and/or check claims status? A Go online at www.uhis.com or call Provider Services at (877) 343-1887. Q What is the GEHA fee schedule? A GEHA is paid at your Optum® - UnitedHealthcare® commercial rate.UnitedHealthcare Choice Plus plan overview. Choice Plus plans provide well-rounded coverage for many services including: Preventive care (100% at network facility) Physician and specialist office visits. Lab, X-ray and diagnostic services. Urgent care, emergency services. Inpatient hospital services. Rehabilitation and skilled nursing facility ...When you use your QuestSelect card at eligible locations, GEHA pays outpatient laboratory testing at 100%. With QuestSelect, you pay nothing — no deductible, no copay, no coinsurance. ^. Each non-Medicare Standard member* will receive a QuestSelect card following enrollment in the medical plan. However, QuestSelect is an optional program.Remain a GEHA medical plan member Yes Yes Medical Benefits Annual medical deductible None None Annual medical out-of-pocket maxium4 $6,500 / $13,000 None Preventive services $0 $0 Physician office visits (primary, specialist and virtual) $0 $0 Hospital visits (inpatient and outpatient) $0 $0 Emergency room or urgent care $0 $0 …[email protected] Provider Services 1-877-842-3210 Provider Services (Individual Exchange Plans) 1-888-478-4760 Prior Authorizations 1-877-842-3210 Prior Authorizations (Individual Exchange Plans) 1-888-478-4760 Optum PayTM Helpdesk 1-877-620-6194 Participation Agreement questions: Contact your Network Management …In today’s digital age, file sharing has become an essential part of our personal and professional lives. Filemail.com is a leading file sharing service that allows users to send l...Important note: GEHA contracts with the UnitedHealthcare Choice Plus network and the UnitedHealthcare Select Plus network to provide nationwide access to in-network providers. If you call your provider to confirm that he or she is in the network, please have your GEHA ID card handy.Information for providers and members about which services, surgeries or procedures require authorization before being performed along with how to get that authorization.Please check your health benefits plan (e.g. Certificate of Coverage or Summary Plan Description) for more details. For questions about your appeal rights, an adverse benefit determination, or for assistance, you can contact the Employee Benefits Security Administration at 1-866-444-EBSA (3272). Your state consumer assistance program …United Healthcare United Healthcare Shared Services GEHA UHSS Oscar Harvard Pilgrim Oxford UHC Student Resources UMR All Savers (UHC) Health Plans Inc Bind Medica (commercial only) Not including: KanCare (Kansas Medicaid)COVID-19 has touched our lives in a way many of us could not imagine. While the Centers for Disease Control and Prevention has officially declared an end to the COVID-19 public health emergency, GEHA wants you to know that you and your family are our number one priority. We are here to help you navigate your health and wellness, so we can all ... News and strategies for employers. Taking a strategic, end-to-end approach to cost management is critical for employers looking to reduce costs without compromising their employees’ quality of care or coverage. Get employer strategy updates, product and service news, and important notices from UnitedHealthcare. Single claim reconsideration/corrected claim request form. This form is to be completed by physicians, hospitals or other health care professionals for claim reconsideration requests for our members. Note: • Please submit a separate form for each claim. No new claims should be submitted with this form.GEHA offers discounts on prescriptions to help you save on your medical costs where you can. Depending on the medication, you will pay a set amount as a copay or a percentage of the cost. Generic drugs typically cost less than brand-name medications. Another savings option includes a lesser copay amount by getting a 90-day supply through CVS ...800-527-0531. OptumRx fax (specialty medications) 800-853-3844. 24/7 behavioral health and substance use support line. 877-614-0484. Technical support for providers and staff. Our tools are supported using Microsoft Edge, Chrome and Safari. [email protected]. 866-842-3278, option 1.Technical issue should be resolved in a matter of hours, or 1-2 business days. I personally believe this is related to the UHC/change healthcare ransomware attack since GEHA sold out this year to UHC. It could be weeks until this is …You must call the phone number on the back of the member ID card to submit prior authorizations. Prior authorizations for UnitedHealthcare Shared Services members can’t be submitted through the UnitedHealthcare Provider Portal. Prior authorization and notification requirements are outlined in your … See moreWriting a good review is more than just sharing your opinion; it’s about creating an impact and influencing others. Whether you’re reviewing a product, a service, or even a book, y...UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.Providers who click the Account Sign In button below are agreeing to the Provider Terms and Conditions. If you've forgotten your Username, or for additional assistance, please contact Customer Service at 877.927.1112. Not registered yet? Register Now. Forgot Password?Do you have a GEHA web account? Click the button below to access our member portal, where you'll enter your email address and password. Take me to account log in.EDI Payer ID 39026 UnitedHealthcare Shared Services P.O. Box 30783, Salt Lake City, UT 84130-0783. UHC Provider Services Phone: (877) 343-1887. Read more.The clinical guidelines are intended to inform network providers and GEHA medical plan members of the medical plan's position on the treatment of certain common conditions. These guidelines apply to HDHP, Standard and High medical plan members. Explore some frequently asked questions about obtaining prior authorization. GEHA's Provider ...Providers who are part of Alma’s Insurance Program are able to accept clients with commercial plans under participating insurance plans: Aetna, Cigna, Optum, and Anthem Blue Cross and Blue Shield. However, there are also some types of plans that we do not currently accept. Community or state plans, such as NYSHIP, 1199SEIU, or any plans ...ams-nonprod.qa.uhcprovider.comDownload medical claim form. When you’re ready to mail your out-of-network medical claim to GEHA, send it to the following address: PO Box 21542. Eagan, MN 55121. If you are filing an out-of-network claim yourself, visit filing an out-of-network medical claim with UnitedHealthcare. When you visit a provider that is in GEHA's network, you will ... Sign in to your member account. Sign in anytime to see your benefits, find network doctors, view and pay claims and more. Register for a member account. Members can register for a secure member account in just a few steps. Find your plan type in the list below to set up your member account now. Health plans through work. If you have not paid your out-of-network bill in full, mail your claim form to: UnitedHealthcare Shared Services PO Box 30783 Salt Lake City, UT 84130-0783 If you have already paid your out-of-network bill in full, mail your claim form to: GEHA. P.O. Box 21542 Eagan, MN 55121. What happens next. After processing your claim, you’ll receive an ...Improve Your GEHA.com Experience. You're using a web browser we no longer support. Please try one of these options to have a better experience on GEHA.com.General EDI Information. Using Electronic Data Interchange (EDI) for all eligible UnitedHealthcare transactions can help your organization improve efficiency, reduce costs and increase cash flow. We encourage you to use the following tools and resources to help you get started with electronic transactions.Routine Vision services are EXCLUDED from this product – This exclusion, includes, but is not limited to –. Routine Vision Exams. Refractions. Hardware. Depending on the plan your Health Benefit Plan has offered, you may see the providers for these services included in the Provider Search Application, however, they may be contracted for ...50% with. $1,500 lifetime maximum. Calendar year maximum. Class A, B and C services only. Unlimited per person. $2,500 per person. $2,000 per person. Class B and C services out-of-network deductible is $0 for High, $25 Standard Self Only, $50 Standard Self Plus One and $75 Standard Self and Family. 1 These benefits are neither offered nor ...After the preauthorization review is complete, you will receive a letter in the mail. Your provider will receive a fax and letter via mail detailing the determination. If you have not received your determination letter, GEHA recommends working with your provider. You may contact GEHA at 800.821.6136.Tatiana Chircop Rollick, Psychologist, La Jolla, CA, 92037, (858) 358-3795, Dr. Chircop-Rollick earned her B.A. in Counseling Psychology graduating Cuma Sum Luda from Hawaii Pacific University.She ...All plans. AdaptHealth Patient Care Solutions. 1-844-PCS-MOMS ( 1-844-727-6667) AdaptHealth Patient Care Solutions. All plans. Acelleron Breast Pumps. 1-877-932-6327 Acceleron. All plans — with the following exception: services are available for members with Medicaid plans only in AZ, CT, MA, ME, NH, NJ, PA and RI.UnitedHealthcare Shared Services P.O. Box 30783 Salt Lake City, UT 84130-0783 UHC Provider Services Phone: (877) 343-1887 If the patient has Medicare primary coverage, mail to GEHA: GEHA FEHB Medical P.O. Box 21542 Eagan, MN 55121. UnitedHealthcare Choice Plus (all 50 states) EDI Payer ID #39026 UnitedHealthcare Shared ServicesUnitedHealthcare Shared Services P.O. Box 30783 Salt Lake City, UT 84130-0783 UHC Provider Services Phone: (877) 343-1887 If the patient has Medicare primary coverage, mail to GEHA: GEHA FEHB Medical P.O. Box 21542 Eagan, MN 55121. UnitedHealthcare Choice Plus (all 50 states) EDI Payer ID #39026 UnitedHealthcare Shared ServicesAfter the preauthorization review is complete, you will receive a letter in the mail. Your provider will receive a fax and letter via mail detailing the determination. If you have not received your determination letter, GEHA recommends working with your provider. You may contact GEHA at 800.821.6136.Federal regulations require that a claim submitted by a provider must be filed on a CMS-1500 form. If you need to submit a medical claim yourself and you have an itemized bill, please attach and mail to PO Box 21542, Eagan, MN 55121. If you need assistance with completing this form, please contact GEHA at 800.821.6136. FE-WEB-0221-001 508.GEHA offers discounts on prescriptions to help you save on your medical costs where you can. Depending on the medication, you will pay a set amount as a copay or a percentage of the cost. Generic drugs typically cost less than brand-name medications. Another savings option includes a lesser copay amount by getting a 90-day supply through CVS ...Object moved to here.The Transparency in coverage Final Rule (for ease of reference, the "Rule") was published by the Department of Health and Human Services (HHS), the Department of Labor (DOL) and the Department of the Treasury (DOT) on November 12, 2020. This Rule is applicable to hospitals, health plans and insurance payers, and contains certain regulatory ... Find Care provider search. To direct you to the right list of in-network providers, please select a plan from below. Medical Plans. Elevate. High Deductible Health Plan (HDHP) Standard Option. Elevate Plus. High Option. Dental Plans. United Healthcare Shared Services (UHSS) GEHA – United Healthcare Shared Services (UHSS) Oscar. Harvard Pilgrim. Oxford. UHC Student Resources. UMR. All Savers (UHC) Health Plans Inc.Electronic payment solutions. Frequently asked questions — Updated Feb. 7, 2023. Overview. To help speed up payments to our health care professionals, UnitedHealthcare is transitioning from paper checks to electronic payments, where not prohibited by law. You are encouraged to sign up for automated clearing house …But on their website under the insurance options, GEHA is not listed but there are several versions of UHC, but none that say Choice Plus. I have reached out to a couple of the providers listed that do not have that number, but no responses yet. It seems like most people are under Alma but there is no option for GEHA on that website, even ... Applies only to 837P claims. Before submitting an EDI file using Payer ID UHNDC, you must successfully complete specific EDI. UHNDC N N testing. Contact your clearinghouse to begin the testing process. Refer to NDC Claim Submission or call UnitedHealthcare EDI Support at 800-842-1109 for more information. Other. Exciting news for Postal employees and retirees! GEHA is a conditionally approved Postal Service Health Benefits (PSHB) Program carrier for Open Season 2024. As an organization started by postal clerks 87 years ago, …If you need assistance using our website or mobile application, or assistance with a PDF, we can help you. Please call us toll-free at 1-844-386-7491, TTY 711. If you need assistance using our website or mobile application, or assistance with a document on the website or application, we can help you. Please call us toll-free at 1-866-842-3278.UnitedHealthcare Shared Services PO Box 30783. P.O. Box 21542. Salt Lake City, UT 84130-0783. If you have already paid your out-of-network bill in full, mail your claim form to: GEHA Eagan, MN 55121. What happens next. After processing your claim, you’ll receive an Explanation of Benefits (EOB). The EOB explainsAll plans. AdaptHealth Patient Care Solutions. 1-844-PCS-MOMS ( 1-844-727-6667) AdaptHealth Patient Care Solutions. All plans. Acelleron Breast Pumps. 1-877-932-6327 Acceleron. All plans — with the following exception: services are available for members with Medicaid plans only in AZ, CT, MA, ME, NH, NJ, PA and RI.
United Healthcare Empire Plan; United Healthcare Student Ins; UHC Healthy Kids/ (With authorization); UMR; Best Doctor Global; Unites Shared Services GEHA; US .... Did edp died
UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. We work closely with brokers and clients to deliver custom benefits solutions.For more information, call 1-800-341-6141. Submit your claims and encounters and primary and secondary claims as EDI transaction 837. For UnitedHealthcare West encounters, the Payer ID is 95958. For claims, the Payer ID is 87726. For a complete list of Payer IDs, refer to the Payer List for Claims. In some cases, the Payer ID listed on ... EDI Payer ID 39026 UnitedHealthcare Shared Services P.O. Box 30783, Salt Lake City, UT 84130-0783. UHC Provider Services Phone: (877) 343-1887. Read more. But on their website under the insurance options, GEHA is not listed but there are several versions of UHC, but none that say Choice Plus. I have reached out to a couple of the providers listed that do not have that number, but no responses yet. It seems like most people are under Alma but there is no option for GEHA on that website, even ...Application Programming Interface (API) is a common interface that interacts between multiple applications in real-time. API solutions allow health care professionals to electronically receive detailed data on the status of claims, eligibility and benefits. Explore the benefits of API or download the overview open_in_new.Prior Years' Administrative Guides. UnitedHealthcare is here to help health care providers who may need information, service or support on network management, provider contracting, and more.The clinical guidelines are intended to inform network providers and GEHA medical plan members of the medical plan's position on the treatment of certain common conditions. These guidelines apply to HDHP, Standard and High medical plan members. Explore some frequently asked questions about obtaining prior authorization. GEHA's Provider ...Object moved to here.Writing a comprehensive review can be a powerful way to share your thoughts and opinions on a particular product, service, or experience. Whether you are writing for a blog, an onl...April 22, 2024 4 p.m. CT. UnitedHealth Group is announcing support for people who may be concerned about their personal data potentially being impacted based on preliminary findings from our investigation and review of the data involved in the malicious criminal cyberattack on Change Healthcare’s systems.GEHA – United Healthcare Shared Services (UHSS); United Healthcare Global ... UHC Student Resources; UMR; All Savers (UHC); Health Plans Inc; Surest (Formerly ...When GEHA has been notified of your enrollment: You will receive an enrollment kit that includes a plan brochure and an enrollment questionnaire. Your health plan ID card will arrive in a separate packet. Standard members without Medicare will also receive a separate QuestSelect card for lab services. When you use your QuestSelect card at eligible locations, GEHA pays outpatient laboratory testing at 100%. With QuestSelect, you pay nothing — no deductible, no copay, no coinsurance. ^. Each non-Medicare Standard member* will receive a QuestSelect card following enrollment in the medical plan. However, QuestSelect is an optional program. When staying connected personally or professionally, AT&T offers an extensive network that will keep you talking, texting and sharing all the important things. After setting up ser... UnitedHealthcare Shared Services PO Box 30783. P.O. Box 21542. Salt Lake City, UT 84130-0783. If you have already paid your out-of-network bill in full, mail your claim form to: GEHA Eagan, MN 55121. What happens next. After processing your claim, you’ll receive an Explanation of Benefits (EOB). The EOB explains .
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